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Harness Your Home's Potential with a Cash-Out Refinance

Debt Solution: Erase burdensome student loans, car payments, or credit card debts with the equity in your home.

Financial Freedom: Cash-out refinancing can unlock the door to a debt-free future, promoting stability and peace of mind.

Empowerment: Homeownership isn’t just about having a place to live; it’s a wealth-building tool. Tap into this power and take control of your financial destiny.

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Learn More Cash-Out Refi

How a Cash-Out Refinance Can Reshape Your Financial Landscape

When you purchased your home, you made an investment. But did you know that, with time and appreciation, your home has been investing in you, too? Through a process known as a cash-out refinance, you can tap into your home's equity — its financial value — and use it to achieve your monetary goals. Here's how it works:

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  • Equity Realization: Over time, your home's value likely increases while your mortgage balance decreases. The difference between the two is your home's equity — a treasure trove you can tap into.

  • Debt Consolidation: A cash-out refinance allows you to use your home's equity to pay off other debts, such as student loans, car loans, and credit card balances. By consolidating these debts into your mortgage, you can potentially lower your interest rates, reducing your monthly payments and saving money over time.

  • Financial Independence: By wisely using your home's equity, you can create a path to financial freedom. This can help you to reach other financial goals, such as funding education, investing in a business, or even retirement planning.

 

Ready to Unlock Your Home's Potential?

With a cash-out refinance, you have a trusted tool at your disposal to navigate towards financial stability and independence. Curious to learn more about how it can transform your financial landscape? Let's chat! Together, we can create a roadmap that leverages your home's potential and leads you towards a debt-free life.

Get Started Cash-Out Refi

A Simple Plan to Your First Home:

Schedule a Free Mortgage Consultation

Meet with Nick and his team for a personalized, no-obligation consultation...

Download the Free Homebuyer's Guide

A comprehensive workbook to guide you through the home buying process...

Explore our Homebuying Learning Center

Dive into a wealth of resources designed to simplify your homebuying journey...

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Ready to move forward?

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Start your journey to homeownership today!

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Nick Barta

Division President | Loan Originator

NMLS/MA MLO #25540 | AZ MLO #0927129

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Privacy Policy | Terms of Use | Consumer Voice | TCPA Disclaimer | Branch Licenses | Accessibility Statement


Nick Barta is authorized to do business in the states of Arizona, Colorado, Florida, Massachusetts, Texas, Utah, and Wyoming. 
 

AZ License #0927129 | CO License #100017626 | FL License #LO3538 | MA License #MLO25540 | UT License #12270993 | WY License #106077 

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Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. CO – Regulated by the Division of Real Estate, UCCC #987701-016. AZ – Arizona Department of Financial Institutions 0902614. MA – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. FL - Florida Office of Financial Regulation MLD646. TX - This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. UT - Utah Division of Real Estate #5489480. WY - Wyoming Division of Banking 399.

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Your opinion is greatly appreciated, we thank you for visiting this website of Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns, or complaints we invite you to contact us by the email shown here: ConsumerVoice@primeres.com. Emails received during business hours should receive a response within 48 hours, excluding weekends or holidays.

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Primary Residential Mortgage, Inc. is licensed under the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking through one of the means indicated below: In Person or U.S mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294, Telephone No. (877) 276-5554, Fax No: (512)475-1313 Email: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov

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Consumers wishing to file a complaint against a mortgage banker or licensed mortgage banker residential loan originator should complete and send a complaint form to the TX department of savings and mortgage lending, 2601 North Lamar Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery find must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

 

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